Effective Date: April 20, 2025
Last Updated: April 20, 2025

Educational Purpose Statement

The information provided on TF Numismatics (tfnumismatics.com) is presented for educational and informational purposes only. This website is designed to help collectors understand U.S. coins, their historical significance, and general market trends, but should not be construed as professional numismatic advice, financial guidance, or formal appraisal services.

Coin Valuations and Price Estimates

Value Approximations

All coin values, price ranges, and market assessments provided on this website:

  • Represent general estimates based on available market data at the time of publication
  • May fluctuate based on market conditions, demand, and economic factors
  • Do not constitute guaranteed offers to buy or sell at stated prices
  • Cannot account for the specific condition, authenticity, or unique characteristics of individual coins

Valuation Methodology

Our value estimates typically draw from:

  • Major published price guides
  • Recent auction results
  • Dealer listings and completed sales
  • Numismatic publications and resources

However, actual transaction prices may vary significantly from published estimates. The final value of any coin depends on multiple factors including but not limited to: certification status, specific grade, eye appeal, surface preservation, toning, strike quality, and current market demand.

Authenticity and Grading Limitations

Online Assessment Limitations

Please understand that:

  • Definitive coin authentication cannot be performed through photographs alone
  • Professional grading requires physical examination under proper conditions
  • Color variations, lighting conditions, and camera quality can significantly affect how coins appear in images
  • Subtle indicators of authenticity or counterfeit status may not be visible in photographs

Professional Services Recommendation

For valuable coins or important collecting decisions, we strongly recommend:

  • In-person examination by a qualified numismatist
  • Professional third-party grading and authentication (PCGS, NGC, ANACS, or ICG)
  • Consultation with an established coin dealer or auction house

Investment Advice Disclaimer

Not Financial Advice

Nothing on this website constitutes:

  • Investment or financial advice
  • A recommendation to buy, sell, or hold any numismatic item as an investment
  • Tax guidance related to coin collecting or investing

Market Risks

Coin collecting involves risks, including but not limited to:

  • Market volatility
  • Liquidity constraints
  • Authentication challenges
  • Grading subjectivity
  • Long-term storage considerations

Past performance of specific coin types or series does not guarantee future results. The value of your numismatic items may fluctuate substantially over time.

Error Identification Considerations

Our error coin identification guides aim to help collectors understand common mint errors and varieties. However:

  • Some errors and varieties require specialized expertise to properly identify
  • Similar-looking features may have different causes and significance
  • The value of error coins can vary dramatically based on type, prominence, and collector interest
  • What appears to be an error may sometimes be post-mint damage or alteration

Historical Information

We strive for historical accuracy in our content about U.S. coinage. While we conduct thorough research, numismatic scholarship evolves, and new discoveries may change previously accepted information. We welcome corrections from the community and update our content accordingly.

User Responsibility

By using this website, you acknowledge and agree that:

  • You are responsible for your own collecting decisions
  • You will seek professional advice for significant numismatic purchases or sales
  • You understand the inherent limitations of online numismatic information
  • You will conduct your own research beyond this website before making important collecting decisions

Contact Information

If you have questions about this disclaimer or believe you’ve found inaccurate information on our site, please contact us:

TF Numismatics
 Email: [email protected]
 Website: tfnumismatics.com Address: Portland, ME, USA

This disclaimer is part of our Terms of Use. By using our website, you acknowledge that you have read, understood, and agree to this disclaimer.